Plain-English summary: We read your credit card transactions to calculate round-ups. We never move money from your tracked card — we only charge the separate payment method you set up. We use Plaid to read transaction data and Stripe to process payments. We don't sell your data.
PocketCache is a charitable round-up platform operated by PocketCache, LLC ("PocketCache," "we," "us," or "our"). We help you automatically round up everyday purchases and donate the difference to a cause you choose. Our mailing address and contact email: privacy@pocketcache.app.
Account information — your name, email address, and account preferences you provide when you sign up.
Financial account data via Plaid — To calculate your round-ups, we use Plaid Technologies, Inc. ("Plaid") to connect to the credit or debit card you choose to track. Through Plaid, we access:
We access this data solely to calculate your round-up amounts. We do not access your full account number, routing number, PIN, or login credentials. Plaid is a separate service subject to its own privacy policy — see Plaid's End User Privacy Policy. You may also visit my.plaid.com to manage or revoke PocketCache's access to your financial accounts at any time.
Payment information — To collect your monthly round-ups, we use Stripe, Inc. to process payments via bank account (ACH), Apple Pay, or card. Stripe stores your payment credentials; PocketCache does not store card numbers or full bank account details.
Usage data — Standard app interaction data (screens visited, features used) to improve the product. We do not track you across other apps or websites.
We do not use your financial transaction data for advertising, profiling, or any purpose other than calculating your round-ups.
We do not sell your personal information. We share data only as necessary to operate the service:
We retain your account and transaction data for as long as your account is active and for up to 7 years after account closure to comply with financial recordkeeping requirements. You may request deletion of your data at any time (see Section 7) — note that we may retain records required by law.
We use industry-standard security practices: TLS encryption in transit, encrypted storage at rest, and access controls limiting who can view your data. Payment processing is handled entirely by Stripe, which is PCI DSS Level 1 certified. We never store raw card numbers or bank account credentials.
PocketCache is not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us information, contact us at privacy@pocketcache.app.
We may update this policy from time to time. We will notify you of material changes via email or in-app notification at least 30 days before the change takes effect. Continued use of PocketCache after changes constitutes acceptance.
PocketCache, LLC
Email: privacy@pocketcache.app
This policy was last updated March 25, 2026.